This is accomplished through various services, including meal delivery, transportation to medical appointments, health and wellness education, caregiver respite, and assistance with benefit applications. If these options aren’t available to you, check if your loved one has long-term care insurance or contact your Area Agency on Aging to ask about any local financial assistance programs for seniors.ĭetroit Senior Solutions Program is intended for older adults who wish to remain at home and age in place as long as possible. Aid and Attendance is a monthly allowance that beneficiaries may use to pay for their long-term care, including skilled nursing care. Veterans Benefits: Veterans receiving a VA pension may also be eligible for the Aid and Attendance benefit administered by the VA.Medicaid eligibility standards are strict and complex, so not all seniors are eligible for Medicaid benefits. Care, room, and board are covered with no time limit, but residents may be charged for extras like specially prepared food or cosmetic services. Medicaid: Medicaid covers most of the costs of living in a skilled nursing facility for those who qualify.While this is adequate when short-term care is needed, those in need of long-term care will need to either pay out-of-pocket or use another source of financial assistance. After 100 days in a skilled nursing facility, Medicare will not cover any part of the cost of the stay. Medicare: Medicare will typically cover all skilled nursing costs for the first 20 days of one’s stay in a nursing home and a portion of the costs until day 100.Below, we give a brief overview of how these programs may be used towards paying for skilled nursing care. These programs can be complicated, especially when it comes to benefit terms. The main options available are Medicare, Medicaid, and veterans benefits.
Many seniors and their families use some form of financial assistance to help them pay for nursing care. Finally, this guide highlights several helpful resources for older adults and their families. Additionally, it offers a comparison to other types of care available to those that want to age in place. This guide offers an in-depth look at nursing home care costs in the Detroit suburb of Rochester Hills.
In-home care or assisted living may be more affordable for those who do not need such high levels of care. While this is relatively cheap compared to the state average, it is higher than the national average of $7,908. According to the Genworth 2021 Cost of Care Survey, a semiprivate room in a nursing home in Rochester Hills costs $8,882 per month. Nursing care can be expensive compared to other types. Patients who do not need hospital care but cannot be cared for at home benefit from this type of care. Other city medical facilities may also interest seniors, such as Beaumont Medical Center, which offers dialysis, heart and vascular services, and rehabilitation.Ī nursing home provides nursing care that includes medical monitoring and treatment and support with activities of daily living such as dressing, bathing, and feeding. The city is home to several hospitals, including the Ascension Providence Rochester Hospital which specializes in senior health care. Rochester Hills is a large suburb north of Detroit with 76,028 residents, 17.6% of whom are 65 and over.
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